Personal Insurance

Protecting your family members from any occurences

PERSONAL INSURANCE SERVICES

Embracing a comprehensive approach of your companies’ long & short term goals
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Life Insurance

Life Insurance

At A&C Management we highly recommend purchasing Life Insurance even if it is offered as a group benefit through your employer. Life insurance is used to protect the financial security of your beneficiaries in the unfortunate case of your death. There are many different types of Life Insurance policies all which serve different needs. Our professionals help you navigate these complexities to find you the best possible plan. We specialize in turning Life Insurance into a living benefit by providing plans which allow your death benefit to pay for long term care.

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Health Insurance

Health Insurance

The individual health insurance market can seem extremely complex and daunting. A&C Management professionals will help you navigate this market, providing cost-benefit analyses to compare various plans. We will work tirelessly to ensure that you are satisfied with the plan you purchase for you and your family. Due to our experience in the underwriting market and working with various insurance carriers, we specialize in finding even those with high health risks affordable insurance. We have expertise in finding plans for those labeled a “substandard risk” by insurance companies due to certain medical conditions. Our years of relationships with underwriters allows us to get you the most competitive rates.

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Disability Income Insurance

Disability Income Insurance

The most important asset an individual has is their income. Disability Insurance protects this asset by replacing your income in the event that you are no longer able to work. A&C Management will customize a plan that fits your specific needs including coverage of partial disability.

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Long Term Care Insurance

Long Term Care Insurance

To protect you from the potential catastrophic costs of long term care, we at A&C Management highly recommend purchasing long term care insurance. Long term care is required when you are no longer able to perform routine daily activities. As the average life expectancy continues to increase, so does the number of people who require long term care. To ensure you will be properly cared for in the future, we will help you find an affordable Long Term Care Plan. We have even be able to provide this plan for you at no cost by properly utilizing your life insurance policy and turning it into a living benefit.

Personal Insurance

Personal Insurance is important in protecting the individual family members from any occurrences. Our professional consultants strive to make sure to protect your greatest assets for the future. This includes your income, house, cars, valuables and more. You work hard for your family and your assets, so make sure you conserve them.

At A&C Management Group, we care about your insurance security just as much as you. We work hard to strategize and develop the right insurance strategies that are appropriate for you and your family. Our consultants are committed to prioritizing the most appropriate personal insurance that you need. We act as advocates for you in any tough situations, unexpected events or experience a loss.

Sourcing good disability insurance in NY is vital to secure yourself in the event of an unfortunate situation because accidents happen, and it is necessary to be prepared for when they do.

Our experts at A & C Management Group are dedicated to helping you find the most suitable insurance solutions to cater for your disability cover no matter the industry you find yourself in. With 25 years of experience, our team is constantly striving to help our valued clients achieve more at an affordable cost.

We’re located in New York and service the NY region as well as surrounding areas, catering for both small business corporations as well as individuals.

Why is disability insurance in NY so important?

Disability insurance is there to secure individuals in the event that they suffer an accident at work, as this could lead to serious or permanent injury. In most cases, that would leave the person unable to carry on with work and potentially a major loss of income.

However, despite the importance of having disability insurance, not many people are secured against disability within their workplace.

Do I need it?

The Council for Disability Awareness concluded that 1 in 4, 20-year-olds of this current age will become disabled before they reach retirement.

If you’re not covered this could result in financial trouble that could lead to other serious problems, so YES having disability insurance is highly beneficial.

Secure your future today!

Disability insurance in NY can be a confusing purchase due to the vast amount of complex plans. However, at A&C Management Group we cater to your needs and provide a safety net for the well-being of your family by offering companies tailor-made insurance policies.

Our professionals work closely with your business, whether corporate or individual, to cover each employee financially in the event of serious injury or life-threatening diseases.

Our tailored insurance products for corporate and individual needs also include:

  • Key Man Insurance
  • Buy-Sell Funding
  • Group Life Insurance
  • Group Long-Term Care Insurance
  • Dental Insurance
  • Vision Care
  • Health Insurance
  • Disability Insurance
  • Long-term care Insurance
  • Life Insurance

Keep your doors open and enjoy more for your small business with our PEO solutions

We make sure that your business doesn’t get left behind which enables it to grow faster, have a lower employee turnaround and more chances of staying in business.

  • Improve your profits
  • Let us take care of all the red tape

You will also receive large group insurance that likely out compete the standard disability insurance NY rates. Secure your employees and your business.

Contact us today and one of our friendly personnel will gladly assist you with all your inquiries!

Questions?

A&C Management Group, LTD. is here to help. If you have any questions regarding our employee benefits, corporate or individual services please contact us. We’ll be happy to answer any questions you may have.