To protect you from the potential catastrophic costs of long term care, we at A&C Management highly recommend purchasing long term care insurance. Long term care is required when you are no longer able to perform routine daily activities. As the average life expectancy continues to increase, so does the number of people who require long term care. To ensure you will be properly cared for in the future, we will help you find an affordable Long Term Care Plan. We have even be able to provide this plan for you at no cost by properly utilizing your life insurance policy and turning it into a living benefit.